Signed On Time Mobile Notary Services

    Loan Signings

    Certified Loan Signing Agent services for mortgage refinances, purchases, and HELOCs.

    Buying a home or refinancing? We come to you — same-day closings available throughout Southwest Ohio. For more on the closing process, the Consumer Financial Protection Bureau offers helpful guides. Call or book online.

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    Complete Loan Signings Services

    Professional loan signing services by certified Loan Signing Agents. We handle mortgage closings, refinances, reverse mortgages, and HELOC signings with precision and expertise.

    What We Notarize

    • Purchase mortgage closings
    • Refinance loan signings
    • HELOC (Home Equity Line of Credit)
    • Reverse mortgage signings
    • Commercial loan documents
    • Seller closing packages

    What happens during a loan signing?

    A certified loan signing agent guides you through signing mortgage documents, reviews key terms, ensures proper notarization, and returns completed documents to your lender. We handle refinances, purchases, HELOCs, and reverse mortgages throughout Ohio. Loan signings typically require 100–150 pages of documents and take 30–45 minutes to complete with an experienced signing agent.

    Serving Cincinnati-Dayton Metro
    Same-day loan signings
    Call (513) 226-9052 for immediate service

    Service Highlights

    Same-day service available
    Mobile service to your location
    Licensed & insured notary
    5.0(72)
    Call Now

    Quick Tips

    Review Closing Disclosure

    Compare final terms with your loan estimate before signing

    Ask Questions

    Don't hesitate to ask about any document you don't understand

    Bring Certified Funds

    Have your certified check or wire transfer ready if required

    What are your fees?

    Ohio law permits a notary to charge up to $5 per notarial act. A mobile notary appointment may also include travel and convenience charges, so the total depends on the appointment itself. Call (513) 226-9052 for pricing or use Book Now, and final pricing is confirmed before the appointment takes place.

    Ohio law permits a notary to charge up to $5 per notarial act. Mobile notary appointments may also include travel and convenience charges. Because the total depends on the appointment, call (513) 226-9052 for pricing or use Book Now. Final pricing is confirmed before the appointment.

    Related: Is there a travel fee for mobile notary? · Is there an extra fee for after-hours service?

    Professional Loan Signing Process

    1

    Document Review

    We receive and review your loan package 24 hours prior

    2

    Appointment Confirmation

    Confirm time, location, and all required parties

    3

    Guided Signing

    Professional guidance through each document with explanations

    4

    Document Return

    Secure return via FedEx or as specified by lender

    Mobile Notary Near You in Southwest Ohio

    Looking for a mobile notary near you? Signed On Time comes to your location throughout Hamilton, Warren, Montgomery, Butler, Greene and Clinton counties. Whether you need a certified loan signing agent for your closing in Cincinnati, Dayton, Mason, Lebanon, West Chester, Kettering, or any surrounding community — we come to you. Same-day and after-hours appointments available 7 days a week including evenings and weekends.

    Ready to Schedule Your Loan Signing Appointment?

    Same-day mobile notary service available throughout Southwest Ohio. Terry comes to your location.

    Available Monday–Sunday 7AM–10PM

    What Happens at a Loan Signing?

    First time at a loan closing? Our guide walks through exactly what to expect — documents, timing, the right-to-cancel period, and how to make sure nothing gets missed.

    Read the Loan Signing Guide →

    Frequently Asked Questions

    Common questions about loan signings

    All Documents We Notarize for Loan Signings

    254+ document types across 12 categories. Professional notarization with same-day mobile service.

    Trending Now: Summer Travel Documents

    Most requested documents this season in your area

    School Enrollment FormsNew school year enrollment
    Study Abroad ConsentFall semester prep
    Educational Power of AttorneyCollege students turning 18
    Authorization for Minor to TravelSummer vacation travel
    Deployment POAPre-deployment preparation
    Affidavit of Support (I-864)Visa sponsorship

    Property Deed
    Warranty Deed
    Quitclaim Deed
    Grant Deed
    Deed of Trust
    Real Estate Contract
    Real Estate Option Agreement
    Agreement of Sale
    Loan Agreement
    Loan Modification Agreement
    Mortgage Agreement
    Release of Lien
    Lien Waiver
    Mechanic's Lien
    Title Transfer
    Settlement Agreement
    Settlement Statement (HUD-1)
    Escrow Agreement
    Homeowner Association (HOA) Agreement
    Lease Agreement
    Rental Agreement
    Assignment of Lease
    Notice of Default
    Notice to Quit
    Partition Deed
    Preliminary Notice
    Zoning Compliance Certificate
    For Sale by Owner Agreement
    Land Purchase Agreement
    Construction Lien
    Right of Way Easement
    Property Survey Affidavit
    Boundary Line Agreement

    Financial Statement
    Promissory Note
    Bill of Sale
    Vehicle Bill of Sale
    Retirement Benefits Form
    Insurance Assignment Form
    Health Insurance Claim Form
    Beneficiary Change Forms
    Spousal Consent Form
    Tax Form (W-9, W-2, etc.)
    Investment Authorization Form
    IRA/401k Beneficiary Change
    Pension Benefits Form
    Annuity Application
    Life Insurance Application
    Disability Claim Form
    Long-Term Care Insurance Form

    Don't See Your Document?

    We notarize virtually any legal document. Contact us to discuss your specific needs or book an appointment and bring your documents.

    What Loan Signings Clients Say

    Real reviews from clients who used our loan signings services

    Jasmine Rankin

    Washington Courthouse

    "Five stars"

    D

    Deneen Wells

    Maineville, Warren County

    "Terry May was fantastic helping us with our refinancing!"

    R

    Ryan Bissman

    Lebanon, Warren County

    "Terry was approachable and kind. Appointment went very quickly and easy process. Got my new home with my new job, so grateful!"

    A

    Andy Culberson

    Blanchester, Clinton County

    "Terry May did a great job and was very informative during my closing. Would definitely use again!"

    Loan Signings Service Areas

    Professional mobile service throughout Southwest Ohio

    Cincinnati, OH

    Hamilton County • 45202

    Local service details

    Mason, OH

    Warren County • 45040

    Local service details

    Lebanon, OH

    Warren County • 45036

    Local service details

    Dayton, OH

    Montgomery County • 45402

    Local service details

    Kettering, OH

    Montgomery County • 45429

    Local service details

    Centerville, OH

    Montgomery County • 45459

    Local service details

    Hamilton, OH

    Butler County • 45011

    Local service details

    Expert Loan Signings Guides

    Comprehensive resources and professional tips

    After your signing, documents move quickly through the funding pipeline. Here is what to expect from scanback to recording.

    4 min readRead Guide

    A simple checklist for Ohio buyer/seller loan signings—IDs, timing, scanbacks, and common pitfalls so closing day runs smoothly.

    5 min readRead Guide

    Refi or HELOC? Avoid five common signing errors—dates, initials, NORTC timing, and ID mismatches—so funding isn't delayed.

    4 min readRead Guide

    NNA-certified mobile signing coverage for Southwest Ohio title companies and lenders — printing, scanback, and shipping standards that protect funding timelines.

    4 min readRead Guide

    Bedside loan signings in hospitals or rehab facilities—ID rules, witness options, and how we coordinate with staff.

    5 min readRead Guide

    Step-by-step walkthrough of the loan signing process, from arrival to completion, so you know exactly what to expect.

    8 min readRead Guide

    Ready for Professional Loan Signings?

    Get started with our expert mobile notary services today. Same-day appointments available throughout Cincinnati-Dayton Metro.

    Call Now